Cumberland Group Health Insurance & Employee Benefit Plans

The city of Cumberland, Maryland, has positioned itself for a successful business growth and development. It has made strides on various fronts like a skilled workforce which is growing steadily, easy access to customers, funding opportunities and technology. As such, employers are encouraged to provide group health insurance which will enable them to take care of their employees’ healthcare together with their dependents.

Group Health Insurance and Employee Benefits

Providing group health insurance and employee benefits takes care of the bulk of medical expenses of your employees together with that of their families. This gives them comfort and peace of mind which increases their focus at work. They will also be more loyal and identify with your business more. The employer will have increased productivity due to the improved general health of the workers. Moreover, this can be used as a competitive tool by the employer because they are in a position to recruit and retain highly skilled employees. Employee turnover is reduced which reduces the cost of recruitment. In addition, the employees will enjoy tax relief because the tax is deducted from their gross income which reduces their taxable income. The employer too gets a tax advantage since this is a business expense.

What to Look for in an Insurance Provider

When selecting an insurance provider, you are spoilt for choice since there are so many of them. It is advisable therefore to weigh your options very carefully. There are some factors to consider in selecting the best provider.

  • Experience – Companies which have been in business for a long period of time are in a position to meet their financial obligations. They understand the complexities of the insurance business and will grow their assets well while minimizing the risks.
  • Financial health – Choose a company that is financially sound. They should be able to keep their promises. Check their financial health by checking their ratings.
  • Prices – Every insurance provider offers different prices for different polices, therefore compare them to make sure that you are getting the best prices without compromising on the quality of cover.

    • Benefits of Working with an Insurance Broker

    Working with an insurance broker to purchase an insurance policy is very useful because you will benefit in the following ways:

  • Insurance brokers are trained to understand your needs and will recommend the most suitable policy. They handle the insurance plans expertly.
  • Insurance brokers focus on the client to offer the most suitable insurance plans because they do not work for any one particular company.
  • Insurance brokers will interpret the insurance policy and help you know the dos and don’ts, terms and conditions as well as which areas are covered and which ones are not.

    • Dial 800-903-6066 and get free consultation on Cumberland Group Health Insurance & Employee Benefit Plans

    Who We Are

    With over 30 years of experience inproviding group health insurance and employee benefits, Taylor Benefits will provide customized insurance plans are in line with your employees and business needs. We work within your budget to ensure that you get the most appropriate insurance coverage without compromising on the quality. We work with all competitive insurance carriers in Cumberland and across the country on your behalf for the best prices possible.

    Cumberland group health benefits and employee insurance plans
    Additionally, we provide complementary use of an integrated online HR system to assist in HR and employee benefits plan administration. We also keep your company updated on compliance issues and new developments in the health insurance sector.

    Insurance Products by Taylor Benefits

    We offer products according to your needs and goals. The products offered at Taylor Benefits include:

  • Group health insurance plans
  • Dental and vision insurance
  • Medical insurance
  • Affordable Care Act (ACA) compliance
  • Group retirement plans
  • Employee benefits and wellness plans
  • Long and short-term disability insurance
  • 401k plans
  • Health Savings Accounts (HSA)
  • Section 125 cafeteria plans
  • Group life insurance
  • Employee pension

    • Are you looking for a Cumberland Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

    Why Taylor Benefits

    At Taylor Benefits, our goal is to help you run a successful business by proving group health insurance plans that are in line with your business goals while taking care of your employees’ needs. We also monitor your insurance carriers to ensure that they still hold a competitive position before renewing your plan. We also provide administration for your employee benefits plans all year round on your behalf.  Thus, we guarantee you the best coverage at competitive rates.

    Contact Us

    Engage us today and let us help you in crafting the best group health insurance plan. Call us now on our toll-free number 800-903-6066 for a well-informed assistance and request for a quote.

    Written by Todd Taylor

    Todd Taylor

    Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

    We’re ready to help! Call today: 800-903-6066