Fort Smith Group Health Insurance & Employee Benefits Plans

Fort Smith Group Health Insurance and Employee Benefits

Fort Smith, AR, is a city of nearly 90,000 people located on the Arkansas River adjacent to the Oklahoma state border. As the name indicates, Fort Smith started as a military location, but it has grown into a thriving community with diverse employment opportunities for the residents.

Local employers have a robust labor pool to draw from, and many seek to enhance their recruiting success by including group health insurance in their benefits programs. Workers and potential new hires appreciate the opportunity to gain access to employer-sponsored health insurance since the coverage is typically better, and the cost is often lower compared to an individual policy.

Group Health Insurance and Employee Benefits

Companies can provide employee benefits packages to workers in addition to their pay, and benefits often influence the decisions employees make about where to work. Health insurance is often at the top of the wish list for benefits, along with paid time off, flexible scheduling, and retirement savings assistance.

For businesses, including group health insurance in the package may seem costly, but it returns advantages when the company proceeds. One benefit to the employer is a more productive, stable workforce. Also, some of the costs can be recouped using tax deductions and by sharing the premium expense with the workers who subscribe.

What to Look for in an Insurance Provider

Deciding which insurance company to engage with is as important as making the decision to include insurance in the benefits package. However, choosing a provider and specific products is a challenge. It’s essential that the insurer you choose be financially sound so you don’t have to worry about claims being paid. Also, the company should have a great customer service process to ensure that your subscribers get prompt, helpful answers to their questions. Furthermore, your employees will want access to the best doctors and hospitals in Fort Smith, so verify that the insurer has a wide network (if you are using a PPO or HMO structure).

Benefits of Working with an Insurance Broker

If this project sounds like it will require too much time and effort, consider an alternative. You can save time and money by engaging an independent broker like Taylor Benefits Insurance to assist you with the search.

Brokers are not allied with insurance companies. That means a broker doesn’t have specific companies or products they just recommend for your business. Instead, the broker will examine your conditions and your budget to identify a suitable match. Brokers already understand the industry and know which companies are excellent vendors, so they can make unbiased, helpful recommendations.

Brokers often can negotiate lower rates on the policies you want, which saves money for your company and your workers. Finally, since brokers are familiar with insurance regulations like the ACA, they can ensure that your benefits plan complies with any applicable rules.

Who We Are

Taylor Benefits Insurance is a leading insurance broker with more than 35 years of success helping our clients with their benefits plans. Our consultants take the time to understand your operations and budget so they can recommend the most suitable combination of insurance and other benefits.

We pride ourselves on delivering exceptional service for every client, and we guarantee that our recommendation will satisfy the requirements of the ACA and other applicable regulations. However, we don’t stop at plan design. Instead, we also help with implementation, administration, and review.

Products offered by Taylor Benefits

At Taylor Benefits, we strive to understand your business needs and then offer the best plans. The products we offer include:

Why Taylor Benefits?

Partnering with Taylor Benefits Insurance can save you time, money, and stress. Our consultants know insurance inside and out. They can guide you toward the best providers and the appropriate products for your needs. We include access to an online HR management system that will help streamline your benefits administration.

Each year (or more often, as market conditions or your company’s circumstances change), our consultants will review your benefits package to ensure that it remains competitive and complies with regulations.

We want to develop long-term, productive relationships with every client, so we can provide the best recommendations and assistance possible. We work with large and small companies across the country, and we are dedicated to supporting your success.

Talk to Us

Call us now at 800-903-6066 and talk to our dedicated agents to get started or request a quote here.

Written by Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

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Featured Testimonial

Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”

-Ken and Linda Orvick, Orvick Management Group, Inc.