Havelock Group Health Insurance & Employee Benefit Plans

Havelock, North Carolina is a vibrant and friendly community for employers to establish businesses in various sectors. Over the years, the city has experienced rapid growth resulting to abundant opportunities for job seekers and business owners.

Group Health Insurance and Employee Benefits

Among the issues that business owners in Havelock have to deal with is providing health insurance to their employees. Group health insurance is the most important aspect of an employee benefits program. It protects workers against the risk of paying huge medical expenses that are usually difficult to predict.

It’s important to note that as an employer, you are required by the Employer Mandate under the Affordable Care Act (ACA) to provide healthcare insurance to your employees if your company has more than 100 full-time employees. You will attract a penalty if you fail to implement the Employer Mandate.

What to Look For In an Insurance Provider

You should be careful when selecting an insurance company to avoid working with incompetent providers. Below are tips to consider:

Make sure your provider can be reached easily when you want to make an inquiry or have an emergency.

Find out if your provider offers clients outstanding services in terms of responding to their concerns or questions quickly.

Choose providers who have been sound financially for many years. You will not only be assured of peace of mind, your needs will also be taken care of.

Benefits of Working with an Insurance Broker

You need the help of experienced brokers to help you find the right insurance coverage to cater for your needs. The following are the benefits of working with insurance brokers:

They will inform you about insurance regulatory changes to ensure compliance is observed.

Their expert knowledge and experience in health insurance matters will help you when creating plans for your employees.

They will customize your plans to meet your specific needs.

Who We Are

Taylor Benefits works with employers to create solid benefits packages. We understand how difficult and frustrating it can be dealing with different carriers especially when your insurance knowledge is limited. We will select the best carriers to create your plan while ensuring your employee benefits plan complies with the Affordable Care Act (ACA). Our ability to work with different insurance companies in order to find the best deals at competitive rates is an added advantage to employers.

As an independent insurance broker, we are able to provide you with tailor-made group health insurance and employee benefits plans that cater for your specific needs. Our agents will help you take care of your employees needs and manage to look after your company’s bottom line, by coming up with an affordable and competitive employee benefits plan for your company in Havelock. This is because a good benefits plan translates to increased productivity and employee retention.

Insurance Products by Taylor Benefits

We provide the following group health insurance and employee benefits plans:

Group health insurance
Dental insurance
Vision insurance
Medical insurance
Affordable Care Act (ACA)
Group retirement plans
Employee benefits and wellness plans
Long-term disability insurance
Section 125 cafeteria plans
Short-term disability insurance
401k plans
Health Savings Accounts (HSA)
Group life insurance
Employee pension plans
Group long-term care
Cobra and benefits continuation

Why Taylor Benefits

We educate business owners on various aspects of the insurance industry to enable them to provide their employees with quality group benefits, as well as a better understanding of their healthcare. We achieve this by evaluating your business needs before recommending a strategic plan with the necessary actions that need to be taken, to help you achieve your insurance goals. We will review your plan after the expiry of the insurance term to create for you the right plan.

Our goal as insurance brokers is to form dynamic partnerships with our clients by leveraging our in-depth knowledge when it comes to working with carriers. While we take the costs into consideration, it’s not at the expense of your value and company’s bottom line. We pride ourselves in providing objective advice after looking at different carriers we work with. We do not disclose clients’ discussions thus your privacy will be maintained. We will keep updating your company on the latest developments in the health insurance industry to ensure compliance is observed.

Make the Switch

If you have any questions regarding your current employee benefits plan in Havelock or want to make a switch, get in touch with us. You can also call us now on 800-903-6066 for further inquiries.

Written by Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

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Featured Testimonial

Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”

-Ken and Linda Orvick, Orvick Management Group, Inc.