Henderson Group Health Insurance & Employee Benefit Plans

Henderson group health insurance plans

Henderson Group Health Insurance & Employee Benefit Plans

Group healthcare insurance is your best option when it comes to acquiring affordable, comprehensive, healthcare coverage. Many Henderson (Nevada) residents miss out on achieving lower healthcare insurance rates because they use established insurance providers or the state exchange.

However, only independent agencies like Taylor Benefits Insurance can provide rates that beat the market.

Independent agencies can do this because they are not in competition with providers or plans on the market. Independent agencies are not held to a price point or limit when it comes to rates or benefits offered.

With over 25 years of experience writing custom group healthcare insurance plans, Taylor Benefits Insurance can help save you money as well.

Henderson NV Large Group Health Insurance Plans

The Affordable Care Act (ACA) implemented a mandate for large employers to offer affordable health insurance to their employees. The employee’s premium can’t exceed 9.6 percent of the worker’s gross pay. There is no threshold set for affordability for dependent coverage, although companies must make policies available to dependents. Also, the insurance must be designed to cover at least sixty percent of a worker’s health and medical needs and include these benefits:

  • Ambulatory patient services (outpatient care)
  • Emergency services
  • Hospitalization, including surgical and medical
  • Maternity and newborn care, including delivery
  • Mental health and substance use disorder services
  • Prescription drugs
  • Rehabilitative services and devices
  • Laboratory services
  • Preventative and wellness services, including chronic disease management
  • Pediatric services, including dental and vision care for children under the age of 19

Henderson NV Small Business Health Insurance Plans

In extensive metro areas like Henderson, small companies have plenty of choices for providing health insurance if they choose to do so. Since the Affordable Care Act mandate doesn’t apply to businesses with fewer than fifty workers, it’s up to each business to determine whether they want to. Companies seeking insurance for their staff may get help from SHOP (Small Business Health Options Program), which was created by the ACA and provides incentives for offering compliant coverage.

Some businesses can qualify for a tax credit if they are eligible using these criteria:

  • Employ fewer than 25 employees
  • Pay lower average wages (currently set at less than $53,000 yearly)
  • Offer an eligible health plan from the Small Business Health Options Program or through a qualified broker like Taylor Benefits Insurance.
  • Subsidize at least half the cost for enrolled workers. The company does not have to share the cost for dependents.

Talk to your consultant about options for your small business.

Henderson NV Employee Benefit Plans and Employee Benefit Packages

Henderson NV Employee Benefit Plans and Employee Benefit Packages

Crafting the best benefits plan for your employees requires considering what your employees need but also balancing that with your budget. A good start for the package is health insurance and paid time off. These are usually at the top of the wish list for workers. Since Nevada has a mandatory leave requirement, Henderson employers with more than fifty employees must offer 40 hours of paid leave (for any purpose the employee chooses).

In addition to insurance and time off, many workers express interest in perks like these:

  • Family leave
  • Retirement savings
  • Tuition reimbursement
  • Dental and vision insurance
  • Flexible working schedules
  • Childcare support

Dial 800-903-6066 and get free consultation on Henderson Group Health Insurance & Employee Benefit Plans

The Group Healthcare Insurance Advantage

The following health benefits are offered to our clients for their group healthcare insurance plans. If you need healthcare coverage that you do not see listed below, we can always add it to your plan.

Typical Problems with Group Insurance in Henderson

With the political and legal uncertainty of Obamacare at stake in the near future, established insurance providers are pulling out of the healthcare market. This will have a negative effect on any Nevada residents, including residents of Henderson, who are enrolled in plans purchased through the state exchange.

Henderson group health benefits and employee insurance plans

Getting and maintaining adequate healthcare insurance is stressful enough. You need healthcare insurance that will provide for you in your times of sickness and illness. Instead of relying on a plan found via the state exchange or a plan from an established insurance provider, switch to group healthcare insurance and receive more benefits, more comprehensive coverage, and a more customized healthcare plan for more affordable rates.

You purchase healthcare to mitigate future risk. Paying small rates over time helps you alleviate the costs of huge payments in the future. With group insurance, however, you can pay less while gaining more, all thanks to group insurance.

With group insurance, you pool your money with other individuals in your group. The group determines the healthcare each member receives. Each member receives more health coverage than he or she would as an individual because of the increased leverage and purchasing power of the group.

Are you looking for a Henderson Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

Why the Best Plans are Unique

All our group healthcare insurance plans are custom-written to fulfill the healthcare needs of our clients. Our clients are able to receive more healthcare coverage, at lower rates and premiums, by switching to group insurance. You too can save your money by switching. Why pay any more money than is necessary for your desired healthcare coverage?

Relevant Statistics

  • Over 95% of Henderson Group employees are covered by their comprehensive health insurance plan.
  • The Henderson Group Health Insurance offers a network of over 20,000 healthcare providers across the country.
  • The average deductible for a Henderson Group Health Insurance policy is $500, which is significantly lower than the national average.
  • More than 90% of Henderson Group policyholders have reported high satisfaction with the accessibility and quality of healthcare services provided.
  • The Henderson Group Health Insurance plan covers preventive care services, including vaccinations and annual check-ups, for 100% of policyholders.

General Facts

  • Henderson Group offers comprehensive health insurance plans for employees.
  • The health insurance plans provided by Henderson Group cover a wide range of medical services, including doctor visits, hospital stays, and prescription medications.
  • Henderson Group’s health insurance plans often include additional benefits such as dental and vision coverage.
  • Employers who offer Henderson Group health insurance can attract and retain top talent by providing valuable healthcare benefits.
  • Henderson Group works with a network of healthcare providers to ensure convenient access to high-quality medical care for its policyholders.

The Taylor Benefits Promise

Contact Taylor Benefits Insurance to receive a free estimate. Learn the benefits of switching to group healthcare insurance. There is no obligation to enroll in a plan, and no payment is necessary to receive an estimate. Pay less for more today with group healthcare insurance.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066